Our Services

Defined Benefit Plans

• Prepare all 5500 filings
• IRS determination letters
• Bonding against non-compliance operational error
• Compilation and Evaluation of Census Information
• Development of Benefit Structure
• Analysis of Key Employee Relationships
• Analysis of Application of Funding Vehicles
• Projection of Anticipated Costs
• Determination of Alternative Benefits, Rights and Features
• Determination of Retirement Dates and Features
• Preliminary Plan Testing
  • IRC §410(b) Coverage Testing
  • IRC §401(a)(26) Plan Coverage Minimum
  • IRC §415(b) Maximum Benefit Testing
  • IRC §414(q) Highly Compensated Status
  • IRC §401(a)(4) Non-Discrimination Testing
  • IRC §401(l) Permitted Disparity
• Development of Companion Plan Structure
• Contribution Allocation Analysis
• Application of ADP and ACP
• Gateway Contribution Development
• Development of Cross-Testing Support
• IRC §415(c) Maximum Contribution Testing
• Combined Plan Analysis
• Analysis of IRC §404(a)(7) Limitations and Testing
• Floor Offset Arrangements

Third Party Administrative Services

Record Keeping

• Life Insurance Policies
• Segregated Accounts
• Participant Loan Set-Up
• Participant Loan Maintenance

Distributions

• Defined Benefit Participant Benefit Calculation
• Defined Contribution Distribution Election Forms
• Minimum Distribution (After age 70 1/2)

Documents

• Amendments to existing plan documents
• Plan merger documents

Government Forms

• Annual Return Extension
• Separated Participants with vested benefits Form SSA
• Qualified Plan Distribution Forms 1096 & 1099R

Plan Terminations

• Defined Benefit Plan without IRS filing
• Defined Benefit Plan with IRS filing
• Defined Contribution without IRS filing
• Defined Contribution Plan with IRS filing