Maxwell Coulliette, CFP®, CLU, ChFC

President

As President of National Pension Partners, Max brings more than 30 years of retirement planning experience to the team. He also owns Intermountain Financial Education, which provides licensed continuing education to CPAs, insurance producers, and other financial professionals.

In addition, Max is President and Managing Principal of One Financial Advisors, a comprehensive financial services firm helping clients to maximize their wealth, retirement security and financial protection. Max has extensive experience working with individuals, business owners and executives as well as managing the training and development of other financial professionals.

Nick Paleveda, MBA, J.D., LL.M

CEO

Nick is CEO of National Pension Partners, Adjunct Professor of the Graduate Tax Program at Northeastern University, and a member of the Florida Bar and American Bar Association. He is admitted to practice in the State of Florida, the U.S. Tax Court, the 9 th  Circuit Court of Appeals, the 11 th  Circuit Court of Appeals, and the Supreme Court of the United States. His wealth of knowledge and experience in the fields of advanced tax, estate and pension planning span more than 30 years and he has presented continuing education programs and seminars across the country. Nick has also been widely published, including the definitive guide "Defined Benefit Pension Plans: The Complete Handbook."

Mr. Paleveda was the Florida State Chess Champion in 1977, 1978 and 1994. In Trivia, his Executive Benefits Team won the Trivia Bee championship two years in a row, once with the help of Ken Jennings.

Terry Rushton, MBA, CPA

Director of Plan Administration

Terry is an experienced Financial Advisor with an MBA from the University of Utah. He is an Associate General Agent with One Financial Advisors, Inc. and a licensed CPA with expertise in both audit and corporate financial management. He directs the design and administration of 412(e)(3) fully-insured defined benefit pension plans for National Pension Partners. With an extensive background in both direct client relationship building and in insurance and securities compliance, he is committed to the principle that the professional advisor's role is to assist clients in making solid financial decisions themselves.

 

Terry has had his heart broken by his beloved Utes too many times to count, but rationalizes that the journey is more important than the destination.  He has had to swallow his Crimson pride somewhat now that his grown children and wife have Cougar roots, but his heart remains pure.  He golfs badly, and enjoys great writing in books, movies, TV, and historical biographies.

 

Bret W Hortin, CLU, ChFC, CASL, ChSNC

Relationship Manager and Senior Pension Consultant

Bret is an experienced Financial Advisor that has been working with individuals , families and businesses for over 29 years. He has experience developing many different retirement plans and strategies to include IRAs, Roth IRAs, SEPs, SIMPLEs, 401(k)s, profit sharing plans and pensions. He believes that through proper communication and uncovering a clients needs and desires, retirement strategies can be designed and implemented that will help them  attain their goals, hopes and dreams.

 

Bret is a graduate of the University of Utah and enjoys watching his Utes especially with one or more of their four daughters. Bret enjoys being a husband, dad and grandpa. He likes to watch baseball, football and basketball. His pastimes are gardening, woodworking, and trying to play golf.

 

T. Brad Coil, MBA, M.S.

Brokerage Manager and Senior Pension Consultant

Brad has performed as a consultant and financial advisor to business owners, key executives and select individuals for over 26 years.  For business owners, he designs and maintains not only basic and customized employee benefit programs but also crafts unique programs to help employers recruit, retain and reward select employees. Clients value his expertise in finding proper and competitive insurance coverages, in accumulating retirement and estate assets, and in designing tax-favorable distribution and gifting strategies. He has particular skill finding insurance solutions for select planning needs based on lifestyle, avocation, health status or business needs.

Brad has a MBA/MS degree from Brigham Young University, but is always learning. On a contract basis, he also designs and packages economic forecasting and business models for companies.

 

Jason Palmer, M.S., CFP®

Investment Consultant

Jason began his advisory career managing national market research projects while attending Brigham Young University, where he graduated Cum Laude in Humanities and Business Management.  He has more than twelve years of experience helping clients achieve their full financial potential and make confident financial decisions. He is the founder and president of Resonant Financial Planning ™ and provides investment advisory services to National Pension Partners as a Senior Pension Consultant. He devotes considerable time to the cause of financial education and is an 8 Pillars Trained Financial Professional.

He and his wife Rachel live in Highland, Utah with their five children. When he is not working or spending time with his family, he can usually be found singing with a choral group, playing just about any sport, reading a good book, or enjoying the outdoors.

 

Michael Welker, M.S.

Senior Pension Consultant

Michael Welker has over 16 years experience in the financial services industry, and travels throughout the U.S. and Canada providing education for other clients and professionals. He utilizes an economic-based approach to wealth designs, which enables clients to clearly visualize both the advantages and disadvantages of the various strategies available to them. He effectively integrates an inter-disciplinary team as needed, including attorneys, accountants, insurance, actuary, investment, and other professionals as indicated to help provide optimal outcomes for his clients. Michael enjoys helping others and working together in a collaborative manner.