Our Services We Help Businesses Design, Establish, and Fund Insured Defined Benefit PlansOur staff has an exceptional level of experience, with relationship managers averaging 35 years or more of tenure in the retirement industry. We have extensive knowledge of the pension and retirement markets – along with a keen understanding of the issues small businesses face. This combination of skills gives us the ability to help you create a plan that truly meets your needs and maximizes the value of your plan.In addition to working with leading vendors to fund the plans, we handle fully insured plan administration. Our turn-key program simplifies administration by offering the following services to clients: Actuarial plan designIRS approved plan documentsSimplified installationPlan administrationCompliance testingAnnual government filing assistanceTurn-key Plan InstallationBonding against non-compliance operational errorCompilation and Evaluation of Census InformationDevelopment of Benefit StructureAnalysis of Key Employee RelationshipsAnalysis of Funding VehiclesProjection of Anticipated CostsDetermination of Alternative Benefits, Rights and FeaturesDetermination of Retirement Dates and FeaturesPreliminary Plan Testing IRC §410(b) Coverage TestingIRC §401(a)(26) Plan Coverage MinimumIRC §415(b) Maximum Benefit TestingIRC §414(q) Highly Compensated StatusIRC §401(a)(4) Non-Discrimination TestingIRC §401(l) Permitted DisparityDevelopment of Companion Plan StructureContribution Allocation AnalysisApplication of ADP and ACPGateway Contribution DevelopmentDevelopment of Cross-Testing SupportIRC §415(c) Maximum Contribution TestingCombined Plan AnalysisAnalysis of IRC §404(a)(7) Limitations and TestingFloor Offset ArrangementsIRS determination lettersForm 5500 filings Third Party Administrative ServicesRecord Keeping Life Insurance PoliciesSegregated AccountsParticipant Loan Set-UpParticipant Loan Maintenance Distributions Defined Benefit Participant Benefit CalculationDefined Contribution Distribution Election FormsRequired Minimum Distributions (After age 70 1/2) Documents Amendments to existing plan documentsPlan merger documents Government Forms Annual Return ExtensionSeparated Participants with vested benefits Form SSAQualified Plan Distribution Forms 1096 & 1099RForm 5500 Plan Terminations Defined Benefit Plan without IRS filingDefined Benefit Plan with IRS filingDefined Contribution without IRS filingDefined Contribution Plan with IRS filingNow’s the time to focus on retirement Don’t put off saving for retirement any longer. Learn how a fully-insured plan can help you focus on your retirement savings. Our financial professionals can prepare a personalized plan design illustration for you to determine if a fully-insured plan is right for you and your business. The illustration will show you how much you can contribute and your future retirement benefits. To plan your retirement strategy, talk with your financial professional or Contact Us today.